429 Buckner St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 429 Buckner St, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jun 2026)
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-01-096.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-01-096.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,613 sqft Finished Area
Gross Area	2,016 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	429 BUCKNER ST
City	ELSMERE
State	KY
Zip	41018-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOTS 730-731
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	730-731
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2004
Census Tract	65600

Owner

429 Buckner St is owned and occupied by two individuals who bought it in June 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 BUCKNER ST, ELSMERE, KY 41018-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE ACCEPTANCE
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Feb 23, 2023	Warranty Deed, Transfer · Line of Credit JONATHAN MONTALINE
Oct 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Apr 26, 2024 · Amount on File
Deed Document Number	202612701
Deed Book / Page	447 / 754
Prior Transfer Date	Jul 27, 2021
Prior Transfer Doc	0000000400
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 17, 2026
Property Address	429 BUCKNER ST, ELSMERE, KY 41018-2303
Document Number	0000012701
Book / Page	447 / 754
Instrument Date	Jun 17, 2026
Instrument	202612701
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE FAMILY OF COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,755.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	429 BUCKNER ST, ELSMERE, KY 41018-2303

Mortgage

Document Number	0000012702,
Date	Jun 17, 2026
Instrument	2026061712702

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	429 BUCKNER ST, ELSMERE, KY 41018-2303
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 PRESTIGE RDG 29, 29, UNION, KY 41091-7856

Mortgage

Document Number	0005900078
Date	Apr 26, 2024
Book Page	KCM544/21
Instrument	24042605900078

Lender

Name	PNC BANK NA
Type	Bank
Address	3232 NEWMARK DR, MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	429 BUCKNER ST, ELSMERE, KY 41018-2303
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 GARVEY AVE, ELSMERE, KY 41018-2540
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900051
Date	Oct 26, 2023
Book Page	KCM 502/969
Instrument	23102605900051

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 23, 2023
Property Address	429 BUCKNER ST, ELSMERE, KY 41018-2303
Document Number	0005900080
Book / Page	KC 214 / 671
Map Reference	PL 295
Instrument Date	Feb 22, 2023
Instrument	23022305900080
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2990 SNOW RD, BURLINGTON, KY 41005-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 GARVEY AVE, ELSMERE, KY 41018-2540
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900043
Date	Mar 3, 2023
Book Page	KCM 444/31
Instrument	23030305900043

Lender

Name	JONATHAN MONTALINE
Type	Private Party
Address	4408 STATION AVE, CINCINNATI, OH 45232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Feb 28, 2024

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2020
Property Address	429 BUCKNER ST, ELSMERE, KY 41018-2303
Document Number	0000000046
Book / Page	000052 / 000467
Instrument Date	Oct 12, 2020
Instrument	46
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 BUCKNER ST HEBRON KY 41048, HEBRON, KY 41048

Tax Assessment & Valuation

The 2025 property tax bill for 429 Buckner St was $3,675.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,000 (-) Land $20,000 Building $222,000	$242,000 (-) Land $20,000 Building $222,000
2025	$3,675.00	$242,000 Land $20,000 Building $222,000	$242,000 Land $20,000 Building $222,000
2023	$749.00	$50,000 Land $20,000 Building $30,000	$50,000 Land $20,000 Building $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 429 Buckner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Buckner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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