442 Buckner St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 442 Buckner St, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1964
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2023)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-212.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-212.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Finished Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	442 BUCKNER ST
City	ELSMERE
State	KY
Zip	41018-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOTS 702-703
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	702-703
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 BUCKNER ST, ELSMERE, KY 41018-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 19, 2019	Warranty Deed, Transfer · FHA Mortgage GOLD FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	20234
Deed Book / Page	245 / 335
Prior Transfer Date	Jan 22, 2013
Prior Transfer Doc	0005900246
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 8, 2023
Property Address	442 BUCKNER ST, ELSMERE, KY 41018-2306
Document Number	0005900004
Book / Page	KC 245 / 335
Map Reference	PL 295
Instrument Date	Aug 31, 2023
Instrument	23090805900004
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 E 18TH ST # STF12, STF12, COVINGTON, KY 41011-3327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 BUCKNER ST, ELSMERE, KY 41018-2306

Mortgage

Document Number	0005900005
Date	Sep 8, 2023
Instrument	23090805900005

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 19, 2019
Property Address	442 BUCKNER ST, ELSMERE, KY 41018-2306
Document Number	0000000247
Book / Page	0C6757 / 000154
Instrument Date	Sep 17, 2019
Instrument	247
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 BUCKNER ST ELSMERE KY 410182306, ELSMERE, KY 41018-2306

Mortgage

Document Number	248
Date	Sep 19, 2019
Book Page	0C6757/000157
Instrument	248

Lender

Name	GOLD FIN'L SVCS
Type	Funding / Finance Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $20,000 Building $180,000	$200,000 (-) Land $20,000 Building $180,000
2025	$3,038.00 (+49.14%)	$200,000 (+47.17%) Land $20,000 Building $180,000	$200,000 (+47.17%) Land $20,000 Building $180,000
2023	$2,037.00 (-2.16%)	$135,900 (+7.43%) Land $20,000 Building $115,900	$135,900 (+7.43%) Land $20,000 Building $115,900
2022	$2,082.00	$126,500 Land $15,000 Building $111,500	$126,500 Land $15,000 Building $111,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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