Carroll County property record for 440 Bear Br Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,982 sqft · built 1972 |
| Lot Size | 7.61 acres (331,622 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Nov 2018) |
| Tax Bill | $9,042 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-010467 |
| Primary APN | 14-010467 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,982 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 331,622 sqft (7.61 acres) |
| Garage Type | Detached |
| Garage Area | 2,978 sqft |
| Parking Spaces | 10 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 629 sqft |
| Porch | Slab |
| Porch Area | 310 sqft |
| Deck Area | 445 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 010467 |
|---|---|
| Street Address | 440 BEAR BRANCH RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | TRACT A - 7.6133 ACS 440 BEAR BRANCH RD 10-15 PLANE VIEW MANOR SC 2 |
| Legal Subdivision | PLANE VIEW MANOR |
| Legal Tract | A |
| Legal Lot Number | A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 14, BERRETT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 514100 |
440 Bear Br Rd is owned and occupied by two individuals who bought it in November 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Nov 2, 2018 | Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Jun 26, 2018 | Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on File |
| Deed Sale | Nov 2, 2018 · Amount on File |
| Prior Sale | Aug 15, 2016 · Amount on File |
| Deed Book / Page | 9156 / 261 |
| Prior Transfer Date | Jun 15, 2018 |
| Prior Transfer Doc | 0090510308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 440 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0097810487 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 9781/487 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 2, 2018 |
| Property Address | 440 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210 |
| Document Number | 0091560261 |
| Book / Page | 9156 / 0261 |
| Map Reference | MB10 PG15 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NATIONAL CAPITAL TITLE & ESC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 440 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210 |
| Document Number | 0009156267 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 9156/267 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 26, 2018 |
| Property Address | 440 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210 |
| Document Number | 0090510308 |
| Book / Page | 9051 / 0308 |
| Map Reference | MB10 PG15 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ALL STAR TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 440 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210 |
| Investor | Possibly a Property Investor |
| Document Number | 0009051311 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 9051/311 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
The 2026 property tax bill for 440 Bear Br Rd was $9,042, up 5.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,042.00 (+5.62%) | $802,067 (+5.66%) | $845,000 (-) Land $243,000 Building $602,000 |
| 2025 | $8,561.00 | $759,133 | $845,000 Land $243,000 Building $602,000 |
| 2023 | $6,003.00 | $531,300 | $565,700 Land $223,000 Building $342,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Bear Br Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Bear Br Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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