Carroll County property record for 390 Bear Br Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,368 sqft · built 1993 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,750 (Feb 1994) |
| Tax Bill | $4,806 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-047743 |
| Primary APN | 14-047743 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,368 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 047743 |
|---|---|
| Street Address | 390 BEAR BRANCH RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 8- 1.2296 AC BEAR BRANCH ROAD 33-182 OLDE WASH. VALLEY SEC 2 |
| Legal Subdivision | OLDE WASHINGTON VALLEY SEC 02 |
| Legal Lot Number | 8 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 14, BERRETT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 514100 |
390 Bear Br Rd is owned and occupied by two individuals who bought it in February 1994.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 390 BEAR BRANCH RD, WESTMINSTER, MD 21157-8208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 1994 · Amount on File |
| Deed Sale | Feb 3, 1994 · Amount on File |
| Prior Sale | Mar 3, 1992 · Amount on File |
| Deed Book / Page | 1558 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 390 BEAR BRANCH RD, WESTMINSTER, MD 21157-8208 |
| Document Number | 0085920379 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 390 BEAR BRANCH RD WESTMINSTER MD 211578208, WESTMINSTER, MD 21157-8208 |
| Document Number | 0085920379 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 008592/000379 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 390 Bear Br Rd was $4,806 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,806.00 (+5.1%) Homeowner's exemption | $462,933 | $491,700 Land $202,200 Building $289,500 |
| 2025 | $4,573.00 Homeowner's exemption | ||
| 2023 | $4,292.00 Homeowner's exemption | $379,833 | $405,400 Land $182,200 Building $223,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 390 Bear Br Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 390 Bear Br Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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