412 Bear Br Rd, Westminster, MD 21157 Property Records

Carroll County property record for 412 Bear Br Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,484 sqft · built 1995
Lot Size	2.25 acres (98,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2023)
Tax Bill	$6,249 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-047387`

Property Details

APN / Parcel Number

Primary APN	`14-047387`
Alternative APN	`047387`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,484 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	98,184 sqft (2.25 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	047387
Street Address	412 BEAR BRANCH RD
City	WESTMINSTER
State	MD
Zip	21157-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 2 - 2.2536 ACS 412 BEAR BRANCH RD 33-11 OLDE WASHINGTON VALLEY
Legal Subdivision	OLDE WASHINGTON VALLEY
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	14, BERRETT
Census Block Group	2
Census Block	2002
Census Tract	514100

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	May 26, 1995 · Amount on Record
Deed Book / Page	11023 / 182
Transfer Doc	0025940007
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 4, 2023
Property Address	412 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210
Document Number	0110230182
Book / Page	11023 / 182
Map Reference	MB 33 PG 119
Instrument Date	Mar 28, 2023
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210

Mortgage

Document Number	0110230188
Date	May 4, 2023
Instrument	11023-0188

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	412 BEAR BRANCH RD, WESTMINSTER, MD 21157-8210
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102770186
Date	May 19, 2021
Book Page	10277/186

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,667 (+7.22%)	$647,500 (-) Land $212,500 Building $435,000
2025	$6,249.00 (+13.89%) Homeowner's exemption	$565,833 (+16.52%)	$647,500 (+23.33%) Land $212,500 Building $435,000
2023	$5,487.00	$485,600	$525,000 Land $192,500 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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