Franklin County property record for 440 Bald Point Rd, Alligator Point, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1998 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,758 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 33-06S-01W-1030-000B-0040 |
| Primary APN | 33-06S-01W-1030-000B-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 1,739 sqft |
| 1st Floor Area | 1,332 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,124 sqft (0.99 acres) |
| Lot Dimensions | 327 ft deep x 132 ft wide |
| View / Lot | Gulf |
| Porch | Finished Screened Porch |
| Porch Area | 2,306 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 BALD POINT RD |
|---|---|
| City | ALLIGATOR POINT |
| State | FL |
| Zip | 32346-5193 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK B LOT 4 BALD POINT EST. OR 444/334 568/524 896/761 1111/73 1421/383-LIFE ESTATE |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | BALD POINT ESTATES |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970102 |
Source: Franklin County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 BALD POINT RD, ALLIGATOR POINT, FL 32346-5193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2025 |
| Transfer Doc | 0019003065 |
| Record Updated | Jun 8, 2026 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,758.00 (+2%) | $326,774 (+2.9%) | $628,309 (-0.65%) Land $325,000 Building $303,309 |
| 2024 | $2,704.00 (-0.52%) Homeowner's exemption | $317,565 (+3%) | $632,407 (+16.24%) Land $325,000 Building $307,407 |
| 2023 | $2,718.00 (+0.63%) Homeowner's exemption | $308,316 (+3%) | $544,041 (+23.75%) Land $310,000 Building $234,041 |
| 2022 | $2,701.00 Homeowner's exemption | $299,336 | $439,637 Land $220,000 Building $219,637 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
| Fidium Fiber DSL | 10 / 1 |
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