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  5. Bald Point Rd

434 Bald Point Rd, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 434 Bald Point Rd, Alligator Point, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,384 sqft
Lot Size0.989 acres (43,124 sqft)
OwnerCompany Name on Record
Last Sale$1,300,000 (Jun 2025)
Tax Bill$8,989 (2025)
Deeds & MortgagesMay 2025 Mortgage
May 2019 Sale
+ 1 more
Flood ZoneZone VE (high risk)
APN33-06S-01W-1030-000B-0030

Property Details

APN / Parcel Number

Primary APN33-06S-01W-1030-000B-0030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,384 sqft Heated Area
Gross Area3,295 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,124 sqft (0.989 acres)
Lot Dimensions332 ft deep x 130 ft wide
PorchOpen Porch
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address434 BALD POINT RD
CityALLIGATOR POINT
StateFL
Zip32346-5193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK B LOT 3 BALD POINT EST. OR 454/310 1172/93 1236/436 1241/190 1409/348-LIFE ESTATE 1419/545
Legal Range01W
Legal Township06S
Legal Section33
Legal SubdivisionBALD POINT ESTATE
Legal BlockB
Legal Lot Number3
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address6157 HEARTLAND CIR, TALLAHASSEE, FL 32312-7504
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
May 14, 2019Correction Deed, Transfer
WAKULLA TITLE COMPANY INC
Feb 28, 2019Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2025 · Amount on Record
Deed SaleJun 13, 2025 · Amount on Record
Prior SaleJan 15, 2025
Deed Document Number202519002678
Deed Book / Page1419 / 545
Record UpdatedJun 8, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address434 BALD POINT RD, ALLIGATOR POINT, FL 32346-5193
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 BALD POINT RD, PANACEA, FL 32346-5193

Mortgage

Document Number0019002189
DateMay 14, 2025
Book Page1417/460
Instrument202519002189
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2055

May 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionFRANKLIN FL
Recording DateMay 14, 2019
Property Address434 BALD POINT RD, ALLIGATOR POINT, FL 32346-5193
Document Number0019002092
Book / Page001241 / 000190
Instrument DateMay 4, 2019
Instrument19002092
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$1,043.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3617 WINCHELL RD SHAKER HEIGHTS OH 441225123, SHAKER HEIGHTS, OH 44122-5123

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN FL
Recording DateFeb 28, 2019
Property Address434 BALD POINT RD, ALLIGATOR POINT, FL 32346-5193
Document Number0019000829
Book / Page001236 / 000436
Instrument DateJan 31, 2019
Instrument19000829
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1330 NE 105TH ST #303 MIAMI SHORES FL 331382148, 303, MIAMI SHORES, FL 33138-2148

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,989.00 (+3.44%)$1,053,548 (-0.87%) Land $325,000 Building $728,548$1,053,548 (-0.87%) Land $325,000 Building $728,548
2024$8,690.00 (+11.25%)$1,062,771 (+22.02%) Land $325,000 Building $737,771$1,062,771 (+22.02%) Land $325,000 Building $737,771
2023$7,811.00 (+322.67%)$870,977 (+295.9%) Land $310,000 Building $560,977$870,977 (+295.9%) Land $310,000 Building $560,977
2022$1,848.00$220,000 Land $220,000$220,000 Land $220,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3
Fidium Fiber
DSL		10 / 1

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