44 Upper Row St, Belt, MT 59412 Property Records

Cascade County property record for 44 Upper Row St, Belt, MT 59412

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 970 sqft · built 1896
Lot Size0.092 acres (4,008 sqft)
OwnerIndividual Name on Record
Last Sale$72,400 (Sep 2011)
Tax Bill$2,252 (2026)
Deeds & MortgagesDec 2023 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR0250293

Property Details

APN / Parcel Number

Primary APNR0250293
Alternative APNs
  • 02-2895-26-2-05-26-0000
  • 0004849300
  • 04849300

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area970 sqft Living Area
1st Floor Area929 sqft
AtticAttic
Attic Area41 sqft
Basement Area400 sqft
Finished Basement400 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1975
Architectural StyleHistorical
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area4,008 sqft (0.092 acres)
Deck Area80 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0004849300
Street Address44 UPPER ROW ST
CityBELT
StateMT
Zip59412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionCASTNER'S 1ST ADDITION UPPER ROW BELT, S26, T19 N, R06 E, BLOCK 0IV, LOT 021
Legal Range06E
Legal Township19N
Legal Section26
Legal SubdivisionBELT
Legal BlockIV
Legal Lot Number21
JurisdictionCASCADE MT
Township / Civil DivisionBELT
Census Block Group2
Census Block2008
Census Tract10600

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 403, BELT, MT 59412-0403
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
STOCKMAN BANK OF MONTANA
Jan 12, 2021Deed of Trust, Mortgage
STOCKMAN BK/MONTANA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2011 · Amount on Record
Deed SaleSep 23, 2011 · Amount on Record
Prior SaleJan 14, 2005 · Amount on Record
Deed Document Number2011240110
Last Transfer DateDec 21, 2020
Transfer Doc0000400977
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASCADE MT
Property Address44 UPPER ROW ST, BELT, MT 59412
Transaction TypeMortgage
Record UpdatedJan 23, 2024
Title CompanyNOT AVAILABLE, FLYING S TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 UPPER ROW ST, BELT, MT 59412

Mortgage

Document Number00R0451769
DateDec 28, 2023
InstrumentR0451769
Lender
NameSTOCKMAN BANK OF MONTANA
TypeBank
AddressMILES CITY, MT 59301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term365 Months
DueMay 1, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASCADE MT
Property Address44 UPPER ROW ST, BELT, MT 59412
Document Number0000402601
Instrument DateJan 12, 2021
Transaction TypeMortgage
Record UpdatedFeb 1, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 UPPER ROW ST BELT MT 59412, BELT, MT 59412

Mortgage

Document Number0000402601
DateJan 19, 2021
Instrument402601
Lender
NameSTOCKMAN BK/MONTANA
AddressMILES CITY, MT 59301
Agreement
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMontana
CountyCascade County
MunicipalityBelt Town
Elementary School DistrictBelt Elementary School District (PK - 08)
Secondary School DistrictBelt High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,252.00 (+134.58%)$177,200 (-)
2025$960.00 (-21.31%)$177,200 (+24.88%)$177,200 (+24.88%) Land $55,900 Building $121,300
2023$1,220.00$141,900$141,900 Land $31,300 Building $110,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1981–2013)
Claims Outside the SFHA3 of 16
Most Recent ClaimJun 2013 · Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BELT
serves 600 people · EPA ID MT0000138
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
3 Rivers Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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