Cascade County property record for 42 Upper Row St, Belt, MT 59412
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,158 sqft · built 1900 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $41,600 (May 2009) |
| Tax Bill | $977 (2026) |
| Deeds & Mortgages | Nov 2019 Second Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0250292 |
| Primary APN | R0250292 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Basement Area | 420 sqft |
| Unfinished Basement | 420 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,008 sqft (0.092 acres) |
| Porch | Slab |
| Porch Area | 203 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0004849200 |
|---|---|
| Street Address | 42 UPPER ROW ST |
| City | BELT |
| State | MT |
| Zip | 59412-7503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | CASTNER'S 1ST ADDITION UPPER ROW BELT, S26, T19 N, R06 E, BLOCK 0IV, LOT 020 |
| Legal Range | 06E |
| Legal Township | 19N |
| Legal Section | 26 |
| Legal Subdivision | BELT |
| Legal Block | IV |
| Legal Lot Number | 20 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | BELT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10600 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 125, BELT, MT 59412-0125 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BELT VALLEY BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Jul 21, 2020 | Loan Modification, Mortgage BELT VLY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2009 · Amount on Record |
| Deed Sale | May 19, 2009 · Amount on Record |
| Prior Sale | May 19, 2009 · Amount on Record |
| Deed Document Number | 2009194166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 42 UPPER ROW ST, BELT, MT 59412-7503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 00R0379852 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | R0379852 |
| Name | BELT VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BELT, MT 59412 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 15, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 42 UPPER ROW ST, BELT, MT 59412-7503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | LEGACY TITLE |
| Name | Verified Name |
|---|
| Document Number | 00R0402295 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | R0402295 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 42 UPPER ROW ST, BELT, MT 59412-7503 |
| Document Number | 0000391918 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 125 BELT MT 594120125, BELT, MT 59412-0125 |
| Document Number | 0000391918 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 391918 |
| Name | BELT VLY BK |
|---|---|
| Type | Bank |
| Address | BELT, MT 59412 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 28, 2025 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Belt Town |
| Elementary School District | Belt Elementary School District (PK - 08) |
| Secondary School District | Belt High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $977.00 (-5.79%) | $192,400 (-) | |
| 2025 | $1,037.00 (-24.8%) | $192,400 (+19.28%) | $192,400 (+19.28%) Land $55,900 Building $136,500 |
| 2023 | $1,379.00 | $161,300 | $161,300 Land $31,300 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1981–2013) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jun 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BELT serves 600 people · EPA ID MT0000138 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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