Cascade County property record for 40 Upper Row St, Belt, MT 59412
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 982 sqft · built 1896 |
| Lot Size | 0.183 acres (8,015 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0250291 |
| Primary APN | R0250291 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,015 sqft (0.183 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Terrain | Other |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0004849100 |
|---|---|
| Old Parcel Number | 04849100 |
| Street Address | 40 UPPER ROW ST |
| City | BELT |
| State | MT |
| Zip | 59412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S26, T19 N, R06 E, A TRACT OF LAND IN NW LOT: 18 |
| Legal Range | 06E |
| Legal Township | 19N |
| Legal Section | 26 |
| Legal Quarter | NW |
| Legal Subdivision | CASTNER'S 1ST ADDITION UPPER ROW BELT |
| Legal Block | IV |
| Legal Lot Number | 18 19 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | BELT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10600 |
Source: Cascade County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 386, BELT, MT 59412-0386 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONTANA FCU |
| Nov 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2020 |
| Deed Sale | Nov 16, 2020 |
| Deed Document Number | R0398851 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 40 UPPER ROW ST, BELT, MT 59412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000375691 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | R0375691 |
| Name | MONTANA FCU |
|---|---|
| Type | Credit Union |
| Address | GREAT FALLS, MT 59403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Sep 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Nov 16, 2020 |
| Property Address | 40 UPPER ROW ST, BELT, MT 59412 |
| Document Number | 00R0398851 |
| Instrument Date | Oct 30, 2020 |
| Instrument | R0398851 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 336, BELT, MT 59412-0336 |
| Document Number | 00R0398852 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | R0398852 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Cascade County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Belt Town |
| Elementary School District | Belt Elementary School District (PK - 08) |
| Secondary School District | Belt High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (-18.9%) | $150,400 (+28.55%) | $150,400 (+28.55%) Land $56,300 Building $94,100 |
| 2023 | $1,016.00 | $117,000 | $117,000 Land $38,100 Building $78,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1981–2013) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jun 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BELT serves 600 people · EPA ID MT0000138 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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