44 Terry Ave, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 44 Terry Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1956
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$316,500 (Oct 2023)
Tax Bill	$5,781 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-2-19`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-2-19`
Alternative APNs	`308901501400020190000000` `01501400020190000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	882 sqft
Basement Area	276 sqft
Finished Basement	276 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400020190000000
Street Address	44 TERRY AVE
City	SCHENECTADY
State	NY
Zip	12303-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 44
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2009
Census Tract	14606

Owner

Source: Albany County and Guilderland Town assessment roll, APN 013089 15.14-2-19, as of March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 TERRY AVE, SCHENECTADY, NY 12303-4819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Deed Document Number	202318441
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	44 TERRY AVE, SCHENECTADY, NY 12303-4819
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004936
Date	May 17, 2021
Instrument	R2021-14936

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll as of March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,781.00 (+24.16%)	$198,000 (-) Land $40,000 Building $158,000	$264,000 (+13.33%) Land $53,333 Building $210,667
2023		$198,000 (-) Land $40,000 Building $158,000	$232,941 (+7.06%) Land $47,059 Building $185,882
2022		$198,000 Land $40,000 Building $158,000	$217,582 Land $43,956 Building $173,626
2021	$4,656.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 319 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY0100205, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.