49 Terry Ave, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 49 Terry Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,345 sqft · built 1956
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2020)
Tax Bill	$5,873 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-1-50`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-1-50`
Alternative APNs	`308901501400010500000000` `01501400010500000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	882 sqft
Upper Floors Area	187 sqft
Basement Area	276 sqft
Finished Basement	276 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400010500000000
Street Address	49 TERRY AVE
City	SCHENECTADY
State	NY
Zip	12303-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 49
Legal Subdivision	TERRY AVENUE
Legal Block	1
Legal Lot Number	50.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2008
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 TERRY AVE, SCHENECTADY, NY 12303-4818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU
Nov 4, 2019	Grant Deed, Transfer APPELLATE LAND SERVICES LIMITED, APPELLATE LAND SVCS LTD
Jul 31, 2019	Grant Deed, Transfer SERVICELINK
Jul 31, 2019	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	20202934
Prior Transfer Date	Jun 5, 2019
Prior Transfer Doc	0000015383
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Feb 5, 2020
Property Address	49 TERRY AVE, SCHENECTADY, NY 12303-4818
Document Number	0000002934
Instrument Date	Jan 31, 2020
Instrument	2934
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 BEDFORD DR LATHAM NY 121105104, LATHAM, NY 12110-5104

Mortgage

Document Number	2935
Date	Feb 5, 2020
Instrument	2935

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 4, 2019
Property Address	49 TERRY AVE, SCHENECTADY, NY 12303-4818
Document Number	0000023389
Instrument Date	Oct 21, 2019
Instrument	23389
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	APPELLATE LAND SERVICES LIMITED, APPELLATE LAND SVCS LTD

Transaction

Amount	Amount Recorded
Tax	$480.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	842 PEARSE RD NISKAYUNA NY 123092910, NISKAYUNA, NY 12309-2910

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 31, 2019
Property Address	49 TERRY AVE, SCHENECTADY, NY 12303-4818
Document Number	0000015385
Instrument Date	Jun 20, 2019
Instrument	15385
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	400 NATIONAL WAY SIMI VALLEY CA 930656414, SIMI VALLEY, CA 93065-6414
Investor	Possibly a Property Investor

July 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ALBANY NY
Recording Date	Jul 31, 2019
Property Address	49 TERRY AVE, SCHENECTADY, NY 12303-4818
Document Number	0000015383
Instrument Date	Jun 5, 2019
Instrument	15383
Transaction Type	Foreclosure
Record Updated	Aug 22, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$635.23
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1875 CONNECTICUT AVENUE NW 10TH F WASHINGTON DC 20009, WASHINGTON, DC 20009

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,873.00 (+0.15%)
2025	$5,864.00 (+11.84%)	$201,000 (-) Land $40,000 Building $161,000	$268,000 (+13.33%) Land $53,333 Building $214,667
2023		$201,000 (-) Land $40,000 Building $161,000	$236,471 (+7.06%) Land $47,059 Building $189,412
2022		$201,000 Land $40,000 Building $161,000	$220,879 Land $43,956 Building $176,923
2021	$5,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

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