Albany County and Guilderland Town property record for 40 Terry Ave, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,290 sqft · built 1954 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,600 (Aug 1995) |
| Tax Bill | $5,921 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.14-2-17 |
| Primary APN | 013089 15.14-2-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Basement Area | 408 sqft |
| Finished Basement | 408 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01501400020170000000 |
|---|---|
| Street Address | 40 TERRY AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 FORT HUNTER EST |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 14606 |
Source: Albany County and Guilderland Town records · APN 013089 15.14-2-17
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 TERRY AVE, SCHENECTADY, NY 12303-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Apr 01, 2024 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Apr 06, 2020 | Grant Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 1995 · Amount on Record |
| Deed Sale | Aug 17, 1995 · Amount on Record |
| Deed Book / Page | 2539 / 903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 40 TERRY AVE, SCHENECTADY, NY 12303-4819 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001902 |
|---|---|
| Date | Dec 02, 2025 |
| Instrument | R2025-21902 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 40 TERRY AVE, SCHENECTADY, NY 12303-4819 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 40 TERRY AVE, SCHENECTADY, NY 12303-4819 |
| Document Number | 0000000136 |
|---|---|
| Date | Apr 01, 2024 |
| Instrument | R2024-5136 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 31, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 06, 2020 |
| Property Address | 40 TERRY AVE, SCHENECTADY, NY 12303-4819 |
| Document Number | 0000007118 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 7118 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2490 EASTERN PKWY SCHENECTADY NY 123096310, SCHENECTADY, NY 12309-6310 |
| Document Number | 7119 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 7119 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,921.00 (+12.93%) | $201,000 (-) Land $40,000 Building $161,000 | $268,000 (+13.33%) Land $53,333 Building $214,667 |
| 2023 | $201,000 (-) Land $40,000 Building $161,000 | $236,471 (+7.06%) Land $47,059 Building $189,412 | |
| 2022 | $201,000 Land $40,000 Building $161,000 | $220,879 Land $43,956 Building $176,923 | |
| 2021 | $5,243.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA, Hudson Valley Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.
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