Warwick City property record for 44 Step Cir, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,078 sqft · built 1997 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,000 (Aug 2017) |
| Tax Bill | $5,061 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34007010000 |
| Primary APN | 34007010000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| Gross Area | 2,342 sqft |
| 1st Floor Area | 1,078 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 100122623 |
|---|---|
| Street Address | 44 STEP CIR |
| City | WARWICK |
| State | RI |
| Zip | 02889-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 701 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21401 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 STEP CIR, WARWICK, RI 02889-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Jun 7, 2017 | Deed of Trust, Mortgage CITIZENS BANK |
| Aug 31, 2017 | Warranty Deed, Transfer HOME LN & INVEST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Jun 24, 2005 · Amount on Record |
| Deed Document Number | 201712922 |
| Deed Book / Page | 8891 / 329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 44 STEP CIR, WARWICK, RI 02889-3735 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010738-104 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | 10738/104 |
| Instrument | 9447 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 44 STEP CIR, WARWICK, RI 02889-3735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8832-25 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 8832/25 |
| Instrument | 7927 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 31, 2017 |
| Property Address | 44 STEP CIR, WARWICK, RI 02889-3735 |
| Document Number | 8891-329 |
| Book / Page | 8891 / 329 |
| Instrument | 12922 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 88910331 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 08891/0331 |
| Name | HOME LN & INVEST BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 31, 2047 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,061.00 (+10.45%) | $398,500 (+23.41%) Land $109,300 Building $289,200 | |
| 2024 | $406,790 | ||
| 2023 | $4,582.00 (+2.09%) | $322,900 (+34.77%) Land $95,000 Building $227,900 | |
| 2022 | $4,488.00 | $239,600 Land $68,200 Building $171,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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