20 Step Cir, Warwick, RI 02889 Property Records

Warwick City property record for 20 Step Cir, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,252 sqft · built 1996
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$158,500 (Oct 1996)
Tax Bill$5,606 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN34006990000

Property Details

APN / Parcel Number

Primary APN34006990000
Alternative APNs
  • WARW M:340 B:0699 L:0000
  • 100047072

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,252 sqft Living Area
Gross Area3,044 sqft
1st Floor Area1,252 sqft
Basement Area1,120 sqft
Unfinished Basement280 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number100047072
Street Address20 STEP CIR
CityWARWICK
StateRI
Zip02889-3735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block699
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1014
Census Tract21401

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 STEP CIR, WARWICK, RI 02889-3735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 1996 · Amount on Record
Deed SaleOct 21, 1996 · Amount on Record
Deed Book / Page2610 / 7
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address20 STEP CIR, WARWICK, RI 02889-3735
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9638-103
DateOct 15, 2020
Book Page9638/103
Instrument15687
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,606.00 (+9.68%)$441,400 (+22.54%) Land $109,300 Building $332,100
2024$431,015
2023$5,111.00 (+1.75%)$360,200 (+34.3%) Land $95,000 Building $265,200
2022$5,023.00$268,200 Land $68,200 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2010–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Step Cir

Nearby Streets

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