15 Step Cir, Warwick, RI 02889 Property Records

Warwick City property record for 15 Step Cir, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,080 sqft · built 1940
Lot Size0.23 acres (10,012 sqft)
OwnerIndividual Name on Record
Last Sale$188,900 (Jan 2018)
Tax Bill$3,791 (2025)
Deeds & MortgagesMay 2023 Refinance
Aug 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN34007050000

Property Details

APN / Parcel Number

Primary APN34007050000
Alternative APNs
  • WARW M:340 B:0705 L:0000
  • 100144969

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area2,189 sqft
1st Floor Area1,080 sqft
Basement Area500 sqft
Unfinished Basement500 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,012 sqft (0.23 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number100144969
Street Address15 STEP CIR
CityWARWICK
StateRI
Zip02889-3704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block705
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1014
Census Tract21401

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 STEP CIR, WARWICK, RI 02889-3704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Aug 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINTE BANK
Jan 8, 2018Warranty Deed, Transfer
MOVEMENT MTG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2018 · Amount on Record
Deed SaleJan 8, 2018 · Amount on Record
Prior SaleSep 15, 2011 · Amount on Record
Deed Book / Page8977 / 203
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address15 STEP CIR, WARWICK, RI 02889-3704
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010327-287
DateMay 25, 2023
Book Page10327/287
Instrument5143
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 1, 2048

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address15 STEP CIR, WARWICK, RI 02889-3704
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9916-78
DateAug 4, 2021
Book Page9916/78
Instrument15877
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJan 8, 2018
Property Address15 STEP CIR, WARWICK, RI 02889-3704
Document Number8977-203
Book / Page8977 / 203
Instrument243
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.38
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number89770205
DateJan 8, 2018
Instrument08977/0205
Lender
NameMOVEMENT MTG LLC
Agreement
AmountAmount Recorded
Term360 Months
DueJan 8, 2048

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,791.00 (+7.61%)$298,500 (+20.22%) Land $109,300 Building $189,200
2024$368,600
2023$3,523.00 (+2.68%)$248,300 (+35.53%) Land $95,000 Building $153,300
2022$3,431.00$183,200 Land $68,200 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2010–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Step Cir

Nearby Streets

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