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44 Sawmill Ct, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 44 Sawmill Ct, Elma, NY 14059

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,788 sqft · built 1991
Lot Size0.041 acres (1,800 sqft)
Owner2 Individual Names on File
Last Sale$207,500 (Nov 2020)
Tax Bill$5,849 (2026)
Deeds & MortgagesAug 2022 Transfer
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN144200 137.03-5-40.1/44

Property Details

APN / Parcel Number

Primary APN144200 137.03-5-40.1/44
Alternative APN
  • 4200137030000504010044

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,788 sqft Living Area
1st Floor Area874 sqft
2nd Floor Area914 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area1,800 sqft (0.041 acres)
Lot Dimensions50 ft deep x 36 ft wide
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address44 SAWMILL CT
CityELMA
StateNY
Zip14059-9421
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code02
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block5
Legal Lot Number40.100
JurisdictionERIE NY
Township / Civil DivisionELMA
Census Block Group1
Census Block1011
Census Tract14101

Owner

44 Sawmill Ct, a townhouse, is owned and occupied by two individuals who acquired it in July 2022.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address44 SAWMILL CT, ELMA, NY 14059-9421
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Intrafamily Transfer, Transfer
Nov 4, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 21, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2020 · Amount on File
Deed SaleNov 4, 2020 · Amount on File
Prior SaleFeb 10, 2016 · Amount on File
Deed Document Number2020188085
Deed Book / Page11368 / 9244
Last Transfer DateJul 20, 2022
Transfer Doc0114055431
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateAug 1, 2022
Property Address44 SAWMILL CT, ELMA, NY 14059-9421
Document Number0114055431
Book / Page11405 / 5431
Instrument DateJul 20, 2022
Instrument2022144942
Transaction TypeTransfer
Record UpdatedNov 4, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address44 SAWMILL CT, 44, ELMA, NY 14059-9421

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 SAWMILL CT, ELMA, NY 14059-9421

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateNov 4, 2020
Property Address44 SAWMILL CT, ELMA, NY 14059-9421
Document Number0113689244
Book / Page011368 / 009244
Instrument DateOct 25, 2020
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$208.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 BUFFALO RD EAST AURORA NY 140529455, EAST AURORA, NY 14052-9455

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address44 SAWMILL CT, ELMA, NY 14059-9421
Document Number0138787316
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedDec 13, 2018
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 SAWMILL CT ELMA NY 140599421, ELMA, NY 14059-9421

Mortgage

Document Number0138787316
DateNov 24, 2018
Book Page013878/007316
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 23, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 44 Sawmill Ct was $5,849, up 182.3% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionElma Town
Unified School DistrictIroquois Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,849.00 (+182.29%)
2025$2,072.00 (-41.57%)$8,900 (-) Land $500 Building $8,400$342,300 (+3.84%) Land $19,230 Building $323,070
2024$3,546.00$8,900 (-) Land $500 Building $8,400$329,630 (+3.7%) Land $18,519 Building $311,111
2023$8,900 Land $500 Building $8,400$317,857 Land $17,857 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 Sawmill Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1979–2004)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Sawmill Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMA WATER DISTRICT NO. 1
serves 10,287 people · EPA ID NY1420549
Water SourcePurchased surface water from ECWA DIRECT
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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