44 Saltspray Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 44 Saltspray Dr, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,761 sqft · built 1970
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2015)
Tax Bill	$6,151 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00242-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`13-00242-0000-00041`
Alternative APNs	`130024200041` `00022272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,761 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00022272
Street Address	44 SALTSPRAY DR
City	FORKED RIVER
State	NJ
Zip	08731-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75 X 100
Legal Subdivision	FORKED RIV PT NORTH EXT SEC C
Legal Block	242
Legal Lot Number	41
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2013
Census Tract	732104

Owner

44 Saltspray Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015 · Amount on File
Deed Sale	Jun 22, 2015 · Amount on File
Prior Sale	Mar 17, 2005 · Amount on File
Deed Document Number	201560959
Deed Book / Page	16113 / 1186
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	44 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177201792
Date	Dec 17, 2019
Book Page	17720/1792
Instrument	2019128824

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company
Address	GIBBSBORO, NJ 08026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	44 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182790423
Date	Jan 25, 2021
Book Page	18279/423
Instrument	2021012612

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 44 Saltspray Dr was $6,151, up 8% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,900 (-) Land $99,000 Building $125,900	$224,900 (-) Land $99,000 Building $125,900
2025	$6,151.00 (+7.95%)	$224,900 Land $99,000 Building $125,900	$224,900 Land $99,000 Building $125,900
2024	$5,698.00
2023		$224,900 Land $99,000 Building $125,900	$224,900 Land $99,000 Building $125,900
2022	$5,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Saltspray Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 295 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	295 in force
Nearby Flood Claims	230 (1979–2024)
Claims Outside the SFHA	2 of 230
Most Recent Claim	Jan 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 167 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Saltspray Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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