40 Saltspray Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 40 Saltspray Dr, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1970
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on Record
Last Sale	$392,000 (May 2024)
Tax Bill	$5,306 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-00242-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`13-00242-0000-00039`
Alternative APNs	`130024200039` `00022256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00022256
Street Address	40 SALTSPRAY DR
City	FORKED RIVER
State	NJ
Zip	08731-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75 X 100
Legal Subdivision	FORKED RIVER POINT SEC C
Legal Block	242
Legal Lot Number	39
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2013
Census Tract	732104

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	40 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 18, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	202437982
Deed Book / Page	19692 / 484
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	40 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184990681
Date	May 25, 2021
Book Page	18499/681
Instrument	2021079843

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 18, 2019
Property Address	40 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Document Number	0177211865
Book / Page	17721 / 1865
Map Reference	FILE G-306
Instrument Date	Dec 13, 2019
Instrument	2019129141
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 BALTIC AVE, 77, WARETOWN, NJ 08758-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634

Mortgage

Document Number	2019129142
Date	Dec 18, 2019
Instrument	2019129142

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,000 (-) Land $99,000 Building $95,000	$194,000 (-) Land $99,000 Building $95,000
2025	$5,306.00 (+7.96%)	$194,000 (-) Land $99,000 Building $95,000	$194,000 (-) Land $99,000 Building $95,000
2024	$4,915.00 (+11.96%)
2023		$194,000 Land $99,000 Building $95,000	$194,000 Land $99,000 Building $95,000
2022	$4,390.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 295 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	295 in force
Nearby Flood Claims	230 (1979–2024)
Claims Outside the SFHA	2 of 230
Most Recent Claim	Jan 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 167 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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