38 Saltspray Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 38 Saltspray Dr, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1975
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (Feb 2018)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2018 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-00242-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`13-00242-0000-00038`
Alternative APNs	`130024200038` `00022248`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00022248
Street Address	38 SALTSPRAY DR
City	FORKED RIVER
State	NJ
Zip	08731-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75 X 100
Legal Subdivision	FORKED RIVER POINT NORTH EXT
Legal Block	242
Legal Lot Number	38
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2013
Census Tract	732104

Owner

38 Saltspray Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage TOWNSHIP OF LACEY
Feb 16, 2018	Deed, Transfer
Feb 12, 2018	Deed of Trust, Mortgage · FHA Mortgage EVESHAM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Prior Sale	Oct 28, 2013 · Amount on File
Deed Document Number	201815705
Deed Book / Page	17028 / 1695
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	38 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634

Mortgage

Document Number	0194150229
Date	Jun 27, 2023
Book Page	19415/229
Instrument	2023047570

Lender

Name	TOWNSHIP OF LACEY
Type	Government Agency
Address	FORKED RIVER, NJ 08731

Agreement

Amount	Amount on Record

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 16, 2018
Property Address	38 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Document Number	0170281695
Book / Page	17028 / 1695
Map Reference	MAP NO G306
Instrument Date	Feb 12, 2018
Instrument	2018015705
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount on Record
Tax	$894.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1960 ELIZABETH AVE, 1960, WHITING, NJ 08759-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	38 SALTSPRAY DR, FORKED RIVER, NJ 08731-4634
Document Number	0176221143
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	CLEAR TO CLOSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SALTSPRAY DR FORKED RIVER NJ 087314634, FORKED RIVER, NJ 08731-4634

Mortgage

Document Number	0176221143
Date	Sep 26, 2019
Book Page	017622/001143
Instrument	96485

Lender

Name	EVESHAM MTG
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38 Saltspray Dr was $4,937, up 8% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,500 (-) Land $99,000 Building $81,500	$180,500 (-) Land $99,000 Building $81,500
2025	$4,937.00 (+7.96%)	$180,500 Land $99,000 Building $81,500	$180,500 Land $99,000 Building $81,500
2024	$4,573.00
2023		$180,500 Land $99,000 Building $81,500	$180,500 Land $99,000 Building $81,500
2022	$4,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Saltspray Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 295 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	295 in force
Nearby Flood Claims	230 (1979–2024)
Claims Outside the SFHA	2 of 230
Most Recent Claim	Jan 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 167 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Saltspray Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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