York County and York Town property record for 44 River Rd, Cape Neddick, ME 03902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,118 sqft · built 1971 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | Company Name on File |
| Last Sale | $312,100 (Dec 2021) |
| Tax Bill | $4,321 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:016 B:010-A |
| Primary APN | M:016 B:010-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2684 |
|---|---|
| Street Address | 44 RIVER RD |
| City | CAPE NEDDICK |
| State | ME |
| Zip | 03902-7201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 10-A |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 36002 |
Source: York County and York Town records · APN M:016 B:010-A
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 44 RIVER RD, CAPE NEDDICK, ME 03902-7201 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit LIGHTHOUSE FCU |
| Dec 08, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2021 · Amount on Record |
| Deed Sale | Dec 08, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2007 · Amount on Record |
| Deed Document Number | 202170769 |
| Deed Book / Page | 18893 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK ME |
| Property Address | 44 RIVER RD, CAPE NEDDICK, ME 03902-7201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0198660790 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 19866/790 |
| Instrument | 2026009429 |
| Name | LIGHTHOUSE FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YORK ME |
| Recording Date | Dec 08, 2021 |
| Property Address | 44 RIVER RD, CAPE NEDDICK, ME 03902-7201 |
| Document Number | 0188930314 |
| Book / Page | 18893 / 314 |
| Instrument Date | Dec 02, 2021 |
| Instrument | 2021070769 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 RIVER RD, CAPE NEDDICK, ME 03902-7201 |
| Document Number | 2021070770 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 2021070770 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and York Town records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,321.00 (+3.13%) | $523,800 (+5.01%) Land $298,200 Building $225,600 | |
| 2024 | $4,190.00 (-0.59%) | $498,800 (-) Land $298,200 Building $200,600 | |
| 2023 | $4,215.00 (+5.82%) | $498,800 (+7.06%) Land $298,200 Building $200,600 | $711,930 |
| 2022 | $3,983.00 | $465,900 Land $273,200 Building $192,700 |
Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310360024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2006–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 38 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system ME0091680, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | YORK WATER DISTRICT serves 13,675 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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