York County and York Town property record for 52 River Rd, Cape Neddick, ME 03902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,915 sqft · built 1991 |
| Lot Size | 2.83 acres (123,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Jul 2017) |
| Tax Bill | $8,833 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:016 B:010 |
| Primary APN | M:016 B:010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,915 sqft Living Area |
| Gross Area | 5,014 sqft |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 477 sqft |
| Unfinished Basement | 477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 123,275 sqft (2.83 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1148 |
|---|---|
| Street Address | 52 RIVER RD |
| City | CAPE NEDDICK |
| State | ME |
| Zip | 03902-7287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 10 |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 36002 |
Source: York County and York Town records · APN M:016 B:010
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 52 RIVER RD, CAPE NEDDICK, ME 03902-7287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Dec 21, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 10, 2017 | Warranty Deed, Transfer FBC MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Jan 18, 2008 |
| Deed Document Number | 201726863 |
| Deed Book / Page | 17512 / 603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK ME |
| Property Address | 52 RIVER RD, CAPE NEDDICK, ME 03902-7287 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0187150601 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 18715/601 |
| Instrument | 2021036801 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK ME |
| Property Address | 52 RIVER RD, CAPE NEDDICK, ME 03902-7287 |
| Document Number | 0178760338 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA |
| Name | Verified Name |
|---|---|
| Address | 52 RIVER RD CAPE NEDDICK ME 039027201, CAPE NEDDICK, ME 03902-7201 |
| Document Number | 0178760338 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 017876/000338 |
| Instrument | 859 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK ME |
| Recording Date | Jul 10, 2017 |
| Property Address | 52 RIVER RD, CAPE NEDDICK, ME 03902-7287 |
| Document Number | 0175120603 |
| Book / Page | 17512 / 0603 |
| Instrument | 2017026863 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017026864 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017026864 |
| Name | FBC MTG LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 10, 2047 |
Source: York County and York Town records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,833.00 (+6.99%) | $1,070,700 (+8.94%) Land $545,200 Building $525,500 | |
| 2024 | $8,256.00 (-0.59%) | $982,800 (-) Land $545,200 Building $437,600 | |
| 2023 | $8,305.00 (-2.83%) | $982,800 (-1.68%) Land $545,200 Building $437,600 | $913,805 |
| 2022 | $8,547.00 | $999,600 Land $545,200 Building $454,400 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2006–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 38 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | YORK WATER DISTRICT serves 13,675 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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