27 River Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 27 River Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,668 sqft · built 1870
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Trust Names on File
Last Sale	$648,000 (May 2020)
Tax Bill	$10,222 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:016 B:009`

Property Details

APN / Parcel Number

Primary APN	`M:016 B:009`
Alternative APNs	`YORK M:0016 B:0009` `000704` `704`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
Gross Area	4,605 sqft
1st Floor Area	2,034 sqft
Basement Area	1,726 sqft
Unfinished Basement	1,726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,237 sqft (2.37 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	704
Street Address	27 RIVER RD
City	CAPE NEDDICK
State	ME
Zip	03902-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	9
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4007
Census Tract	36002

Owner

Source: York County and York Town records · APN M:016 B:009

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	18 PILGRIM RD, HINGHAM, MA 02043-3658
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Deed Document Number	202021514
Deed Book / Page	18251 / 890
Prior Transfer Date	Feb 08, 2019
Prior Transfer Doc	0178940696
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	May 21, 2020
Property Address	27 RIVER RD, CAPE NEDDICK, ME 03902-7203
Document Number	0182510890
Book / Page	18251 / 890
Instrument Date	May 20, 2020
Instrument	2020021514
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 PILGRIM RD, HINGHAM, MA 02043-3658

Mortgage

Document Number	2020021515
Date	May 21, 2020
Instrument	2020021515

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 01, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: York County and York Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,222.00 (+4.32%)	$1,239,000 (+6.21%) Land $595,100 Building $643,900
2024	$9,799.00 (+5.49%)	$1,166,600 (+6.12%) Land $595,100 Building $571,500
2023	$9,289.00 (-1.63%)	$1,099,300 (-0.46%) Land $595,100 Building $504,200
2022	$9,443.00	$1,104,400 Land $595,100 Building $509,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310360024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 38 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0091680, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	YORK WATER DISTRICT serves 13,675 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.