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44 Prospect St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 44 Prospect St, Spring Valley, NY 10977

Property Summary

Property TypeDuplex
Details8 bd · 4 ba · 2,676 sqft · built 1948
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Mar 2021)
Deeds & MortgagesMar 2021 Sale & Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN392605 57.24-1-25

Property Details

APN / Parcel Number

Primary APN392605 57.24-1-25
Alternative APNs
  • 260505702400010250000000
  • 00306180000

Interior

Bedrooms8 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,676 sqft Total Area
1st Floor Area1,426 sqft
2nd Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions90 ft deep x 50 ft wide
Patio Area214 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00306180000
Old Parcel Number260505702400010250000000
Street Address44 PROSPECT ST
CitySPRING VALLEY
StateNY
Zip10977-7307
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description+1191O1
Legal Block1
Legal Lot Number25.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group1
Census Block1002
Census Tract12302

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address44 PROSPECT ST, SPRING VALLEY, NY 10977-7307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Bargain and Sale Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE
Feb 22, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleFeb 22, 2019
Deed Document Number0202111044
Deed Book / Page2021 / 11044
Record UpdatedJun 8, 2026

March 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateMar 12, 2021
Property Address44 PROSPECT ST, SPRING VALLEY, NY 10977-7307
Document Number0000011044
Map ReferenceLB 561 PG 312
Instrument DateMar 5, 2021
Instrument2021-00011044
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyNATIONAL GRANITE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 SLINN AVE, SPRING VALLEY, NY 10977-4224

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address44 PROSPECT ST, SPRING VALLEY, NY 10977-7307

Mortgage

Document Number0000011045
DateMar 12, 2021
Instrument2021-00011045
Lender
NameFINANCE OF AMERICA MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROCKLAND NY
Recording DateFeb 22, 2019
Property Address44 PROSPECT ST, SPRING VALLEY, NY 10977-7307
Document Number0000006284
Instrument DateFeb 14, 2019
Instrument6284
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address54 SLINN AVE SPRING VALLEY NY 109774224, SPRING VALLEY, NY 10977-4224

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalitySpring Valley Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$51,600 (-) Land $10,700 Building $40,900$664,949 (+1,827.39%) Land $137,887 Building $527,062
2023$51,600 Land $10,700 Building $40,900$34,500 Land $7,154 Building $27,346

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: T-Mobile.

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