34 Prospect St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 34 Prospect St, Spring Valley, NY 10977

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,927 sqft · built 2002
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$341,000 (Feb 2021)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392605 57.24-1-22.2`

Property Details

APN / Parcel Number

Primary APN	`392605 57.24-1-22.2`
Alternative APNs	`260505702400010220020000` `00306240000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,927 sqft Total Area
1st Floor Area	840 sqft
2nd Floor Area	1,087 sqft

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00306240000
Old Parcel Number	260505702400010220020000
Street Address	34 PROSPECT ST
City	SPRING VALLEY
State	NY
Zip	10977-7307
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	MAP #1389
Legal Subdivision	JOHN OBRIEN
Legal Block	1
Legal Lot Number	22.002
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1002
Census Tract	12302

Owner

34 Prospect St, a duplex, is owned by an individual who bought it in February 2021.

Source: Rockland County and Ramapo Town records, as of March 8, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	390 E SHORE RD, GREAT NECK, NY 11023-2402
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	Dec 13, 2017 · Amount on File
Deed Document Number	0020217172
Deed Book / Page	2021 / 7172
Record Updated	Jun 7, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 12, 2017
Property Address	34 PROSPECT ST, SPRING VALLEY, NY 10977-7307
Document Number	0000039886
Instrument Date	Nov 29, 2017
Instrument	39886
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	LAND TRACK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELYON RD MONSEY NY 109523021, MONSEY, NY 10952-3021

Mortgage

Document Number	39887
Date	Dec 12, 2017
Instrument	39887

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of March 1, 2022

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Flood

FEMA maps place 34 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300