32 Prospect St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 32 Prospect St, Spring Valley, NY 10977

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 3,854 sqft · built 2002
Lot Size	0.239 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Jul 2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392605 57.24-1-22.1`

Property Details

APN / Parcel Number

Primary APN	`392605 57.24-1-22.1`
Alternative APNs	`260505702400010220010000` `00306240000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,854 sqft Total Area
1st Floor Area	840 sqft
2nd Floor Area	1,087 sqft

Exterior

Year Built	Built 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00306240000
Old Parcel Number	260505702400010220010000
Street Address	32 PROSPECT ST
City	SPRING VALLEY
State	NY
Zip	10977-7307
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	7
Legal Description	MAP #1389
Legal Block	1
Legal Lot Number	22.001
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1002
Census Tract	12302

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	390 E SHORE RD, GREAT NECK, NY 11023-2402
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	0202420604
Deed Book / Page	2024 / 20604
Record Updated	Jun 8, 2026

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 24, 2020
Property Address	32 PROSPECT ST, SPRING VALLEY, NY 10977-7307
Document Number	0000035360
Map Reference	MAP918
Instrument Date	Nov 12, 2020
Instrument	2020-00035360
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 STILLO DR, 7, AIRMONT, NY 10952-4149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 E SHORE RD, GREAT NECK, NY 11023-2402

Mortgage

Document Number	0000035361
Date	Nov 24, 2020
Instrument	2020-00035361

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$77,400 (-) Land $27,000 Building $50,400	$997,423 (+2,431.53%) Land $347,938 Building $649,485
2023	$77,400 Land $27,000 Building $50,400	$39,400 Land $13,744 Building $25,656

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300