44 Prospect St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 44 Prospect St, Biddeford, ME 04005

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 4,776 sqft · built 1870
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,100 (Apr 2020)
Tax Bill	$6,297 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:224`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:224`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	21 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,776 sqft Living Area
Gross Area	7,411 sqft
1st Floor Area	1,592 sqft
Basement Area	1,752 sqft
Unfinished Basement	1,752 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	44 PROSPECT ST
City	BIDDEFORD
State	ME
Zip	04005-4468
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Lot Number	224
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2015
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 LEEWARD MDWS, BIDDEFORD, ME 04005-6707
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Jan 12, 2018
Deed Document Number	202015906
Deed Book / Page	18217 / 450
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	44 PROSPECT ST, BIDDEFORD, ME 04005-4468
Document Number	0182170452
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PROSPECT ST BIDDEFORD ME 040054468, BIDDEFORD, ME 04005-4468

Mortgage

Document Number	0182170452
Date	Apr 13, 2020
Book Page	018217/000452
Instrument	15907

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,297.00 (+6.44%)	$421,500 (+1.32%) Land $133,200 Building $288,300
2024	$5,916.00 (+9.45%)	$416,000 (+0.97%) Land $133,200 Building $282,800
2023	$5,405.00 (+21.84%)	$412,000 (+52.42%) Land $133,200 Building $278,800
2022	$4,436.00	$270,300 Land $66,300 Building $204,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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