23 Prospect St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 23 Prospect St, Biddeford, ME 04005

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 4 ba · 3,600 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,900 (Feb 2021)
Tax Bill	$7,212 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:38 L:459`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:38 L:459`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	18 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,600 sqft Living Area
Gross Area	5,381 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	23 PROSPECT ST
City	BIDDEFORD
State	ME
Zip	04005-3338
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MSRD2
Legal Lot Number	459
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2003
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 PROSPECT ST, BIDDEFORD, ME 04005-3338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage TOWN & COUNTRY FCU
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Feb 26, 2021	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Document Number	20212021011402
Deed Book / Page	18571 / 880
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	23 PROSPECT ST, BIDDEFORD, ME 04005-3338
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197120632
Date	Aug 5, 2025
Book Page	19712/632
Instrument	2025026050

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	23 PROSPECT ST, BIDDEFORD, ME 04005-3338
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192370816
Date	May 15, 2023
Book Page	19237/816
Instrument	2023012739

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Feb 26, 2021
Property Address	23 PROSPECT ST, BIDDEFORD, ME 04005-3338
Document Number	0185710880
Book / Page	18571 / 880
Instrument Date	Feb 26, 2021
Instrument	2021011402
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	103 FOSS ST # 2, 2, BIDDEFORD, ME 04005-3322

Mortgage

Document Number	2021011403
Date	Feb 26, 2021
Instrument	2021011403

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,212.00 (+6.32%)	$482,700 (+1.19%) Land $184,100 Building $298,600
2024	$6,783.00 (+8.39%)	$477,000 (-) Land $184,100 Building $292,900
2023	$6,258.00 (+19.4%)	$477,000 (+49.34%) Land $184,100 Building $292,900
2022	$5,241.00	$319,400 Land $89,000 Building $230,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

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