56 Prospect St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 56 Prospect St, Biddeford, ME 04005

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 4,510 sqft · built 1870
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$342,200 (Oct 2018)
Tax Bill	$7,666 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:222`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:222`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	17 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,510 sqft Living Area
Gross Area	8,412 sqft
1st Floor Area	1,998 sqft
Attic	Attic
Attic Area	1,504 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	56 PROSPECT ST
City	BIDDEFORD
State	ME
Zip	04005-3552
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R2
Legal Subdivision	WILLIAM H HUTCHINS
Legal Lot Number	222
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2015
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 CRANBERRY LN, KENNEBUNK, ME 04043-7360
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC REGIONAL FCU
May 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
May 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Oct 31, 2018	Warranty Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	20182018045993
Deed Book / Page	17833 / 0601
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	56 PROSPECT ST, BIDDEFORD, ME 04005-3552
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191180320
Date	Sep 23, 2022
Book Page	19118/320
Instrument	2022040756

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	56 PROSPECT ST, BIDDEFORD, ME 04005-3552
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182390789
Date	May 8, 2020
Book Page	18239/789
Instrument	2020019448

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2045

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	56 PROSPECT ST, BIDDEFORD, ME 04005-3552
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179560197
Date	May 23, 2019
Book Page	17956/197
Instrument	2019018327

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	56 PROSPECT ST, BIDDEFORD, ME 04005-3552
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181780741
Date	Feb 24, 2020
Book Page	18178/741
Instrument	2020008914

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 31, 2018
Property Address	56 PROSPECT ST, BIDDEFORD, ME 04005-3552
Document Number	0178330601
Book / Page	17833 / 0601
Instrument	2018045993
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018045994
Date	Oct 31, 2018
Instrument	2018045994

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,666.00 (+6.32%)	$513,100 (+1.2%) Land $193,800 Building $319,300
2024	$7,210.00 (+8.39%)	$507,000 (-) Land $193,800 Building $313,200
2023	$6,652.00 (+16.66%)	$507,000 (+45.9%) Land $193,800 Building $313,200
2022	$5,702.00	$347,500 Land $101,300 Building $246,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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