Orange County property record for 44 Optima, San Clemente, CA 92672 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,799 sqft Living Area |
| Lot Size | 3,610 sqft (0.083 acres) |
| Garage | 444 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,226.00 (2025) |
| Primary APN | 690-591-61 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,799 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,610 sqft (0.083 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 444 sqft Garage |
| Street Address | 44 OPTIMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 138 |
| Legal Tract | 12883 |
| Legal Lot Number | 138 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 42109 |
Source: Orange County records · APN 690-591-61
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Mar 11, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 44 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000184814 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019000184814 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 44 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000446931 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 44 OPTIMA SAN CLEMENTE CA 926729406, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000446931 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 446931 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 44 OPTIMA, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000116028 |
| Instrument Date | Mar 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 44 OPTIMA SAN CLEMENTE CA 926729406, SAN CLEMENTE, CA 92672-9406 |
| Document Number | 0000116028 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 116028 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $533,535 (+2%) Land $273,654 Building $259,881 | |
| 2025 | $5,226.00 (+3.94%) Homeowner's exemption | $523,074 (+4.04%) Land $268,288 Building $254,786 |
| 2023 | $5,028.00 (+1.97%) Homeowner's exemption | $502,763 Land $257,869 Building $244,894 |
| 2022 | $4,931.00 |
44 Optima is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 27th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,220 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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