Orange County property record for 43 Optima, San Clemente, CA 92672 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,799 sqft Living Area |
| Lot Size | 3,230 sqft (0.074 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $461,000 (2011) |
| Tax Bill | $5,907.00 (2025) |
| Primary APN | 690-601-48 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,799 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,230 sqft (0.074 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 444 sqft Garage |
| Heating System | Central Heating |
|---|
| Street Address | 43 OPTIMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 81 |
| Legal Subdivision | TRACT NO. 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 81 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 42109 |
Source: Orange County records · APN 690-601-48
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 43 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 13, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2011 · Amount on Record |
| Deed Sale | May 18, 2011 · Amount on Record |
| Prior Sale | Aug 20, 2004 · Amount on Record |
| Deed Doc Number | 2011247876 |
| Last Transfer Date | Feb 13, 2023 |
| Transfer Doc | 0000056239 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 43 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 43 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Document Number | 0000327469 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025000327469 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 13, 2023 |
| Property Address | 43 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
| Document Number | 0000056239 |
| Map Reference | MB 608 PG 33-38 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023000056239 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 43 OPTIMA, SAN CLEMENTE, CA 92672-9407 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $602,428 (+2%) Land $391,582 Building $210,846 | |
| 2025 | $5,907.00 (+3.92%) Homeowner's exemption | $590,616 (+4.04%) Land $383,904 Building $206,712 |
| 2023 | $5,684.00 (+1.97%) Homeowner's exemption | $567,683 Land $368,997 Building $198,686 |
| 2022 | $5,574.00 |
43 Optima is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 27th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,220 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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