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44 Mountain Ridge Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 44 Mountain Ridge Dr, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details2,010 sqft · built 1954
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Jul 2010)
Tax Bill$14,347 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-02602-0000-00011

Property Details

APN / Parcel Number

Primary APN14-02602-0000-00011
Alternative APNs
  • 1400594D00001
  • 140260200011

Interior

Building Area2,010 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Lot Area11,500 sqft (0.264 acres)

Location & Zoning

Old Parcel Number1400594D00001
Street Address44 MOUNTAIN RIDGE DR
CityWAYNE
StateNJ
Zip07470-4179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal SubdivisionSUNRISE MANOR
Legal Block2602
Legal Lot Number11
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group3
Census Block3004
Census Tract246201

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2010 · Amount on Record
Deed SaleJul 13, 2010 · Amount on Record
Deed Document Number201032068
Deed Book / Page1946 / 134
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address44 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4179
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027942
DateApr 23, 2021
Book PageM17056/125
Instrument2021027942
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term305 Months
DueSep 1, 2046

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,200 (-) Land $100,400 Building $138,800$239,200 (-) Land $100,400 Building $138,800
2025$14,347.00 (+0.88%)$239,200 (-) Land $100,400 Building $138,800$239,200 (-) Land $100,400 Building $138,800
2024$14,222.00 (+5.16%)
2023$239,200 Land $100,400 Building $138,800$239,200 Land $100,400 Building $138,800
2022$13,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2007–2011)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

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