37 Mountain Ridge Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 37 Mountain Ridge Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,886 sqft · built 1950
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (May 2007)
Tax Bill	$14,701 (2025)
Deeds & Mortgages	May 2017 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-02605-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`14-02605-0000-00044`
Alternative APNs	`1400594A00010` `140260500044`

Interior

Building Area	2,886 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Lot Area	16,074 sqft (0.369 acres)

Location & Zoning

Old Parcel Number	1400594A00010
Street Address	37 MOUNTAIN RIDGE DR
City	WAYNE
State	NJ
Zip	07470-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNRISE MANOR
Legal Block	2605
Legal Lot Number	44
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3001
Census Tract	246201

Owner

37 Mountain Ridge Dr is owned and occupied by two individuals who bought it in May 2007.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 3, 2017	Deed of Trust, Mortgage · ARM RESOLUTE BANK
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2007 · Amount on File
Deed Sale	May 7, 2007 · Amount on File
Prior Sale	Apr 6, 1998 · Amount on File
Deed Book / Page	1431 / 31
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	37 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024635
Date	May 22, 2017
Book Page	M14487/0105
Instrument	2017024635

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	37 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048154
Date	Oct 3, 2017
Instrument	2017048154

Lender

Name	RESOLUTE BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	7.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	37 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016920
Date	Apr 8, 2020
Book Page	M16101/136
Instrument	2020016920

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	37 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MILESTONE SEITLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066805
Date	Dec 23, 2020
Book Page	M16687/117
Instrument	2020066805

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 37 Mountain Ridge Dr was $14,701, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,100 (-) Land $103,600 Building $141,500	$245,100 (-) Land $103,600 Building $141,500
2025	$14,701.00 (+0.88%)	$245,100 Land $103,600 Building $141,500	$245,100 Land $103,600 Building $141,500
2024	$14,573.00
2023		$245,100 Land $103,600 Building $141,500	$245,100 Land $103,600 Building $141,500
2022	$13,857.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 37 Mountain Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Mountain Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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