56 Mountain Ridge Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 56 Mountain Ridge Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,054 sqft · built 1970
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Tax Bill	$13,561 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02603-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`14-02603-0000-00002`
Alternative APNs	`1400594E00002` `140260300002`

Interior

Building Area	2,054 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Lot Area	10,149 sqft (0.233 acres)

Location & Zoning

Old Parcel Number	1400594E00002
Street Address	56 MOUNTAIN RIDGE DR
City	WAYNE
State	NJ
Zip	07470-4179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNRISE MANOR
Legal Block	2603
Legal Lot Number	2
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3005
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2016
Deed Sale	Jan 11, 2016
Deed Document Number	20161140
Deed Book / Page	2752 / 133
Prior Transfer Date	Oct 14, 2015
Prior Transfer Doc	0000001140
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	56 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHANCELLOR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041590
Date	Sep 8, 2020
Book Page	M16387/199
Instrument	2020041590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	56 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4179
Document Number	0000047453
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MOUNTAIN RIDGE DR WAYNE NJ 074704179, WAYNE, NJ 07470-4179

Mortgage

Document Number	0000047453
Date	Oct 17, 2019
Book Page	015776/000283
Instrument	47453

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,100 (-) Land $98,600 Building $127,500	$226,100 (-) Land $98,600 Building $127,500
2025	$13,561.00 (+0.87%)	$226,100 (-) Land $98,600 Building $127,500	$226,100 (-) Land $98,600 Building $127,500
2024	$13,444.00 (+5.17%)
2023		$226,100 Land $98,600 Building $127,500	$226,100 Land $98,600 Building $127,500
2022	$12,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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