44 Lorraine Dr, Clifton, NJ 07012 Property Records

Passaic County and Clifton City property record for 44 Lorraine Dr, Clifton, NJ 07012

Property Summary

Property TypeSingle Family Home
Details1,060 sqft · built 1959
Lot Size0.116 acres (5,049 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2018)
Tax Bill$9,089 (2025)
Deeds & MortgagesNov 2019 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00050-05-00018

Property Details

APN / Parcel Number

Primary APN02-00050-05-00018
Alternative APNs
  • 0200050000500018
  • 0200050500018

Interior

Stories1 Story
Building Area1,060 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area5,049 sqft (0.116 acres)
Lot Dimensions99 ft deep x 51 ft wide

Location & Zoning

Old Parcel Number0200050500018
Street Address44 LORRAINE DR
CityCLIFTON
StateNJ
Zip07012-1255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A3
Legal SubdivisionCLIFTON
Legal Block50.5
Legal Lot Number18
JurisdictionPASSAIC NJ
Township / Civil DivisionCLIFTON
Census Block Group4
Census Block4007
Census Tract124404

Owner

44 Lorraine Dr is owned and occupied by an individual who bought it in December 2018.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address44 LORRAINE DR, CLIFTON, NJ 07012-1255
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 19, 2018Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2018 · Amount on File
Deed SaleDec 19, 2018 · Amount on File
Deed Document Number201857359
Deed Book / Page3476 / 280
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address44 LORRAINE DR, CLIFTON, NJ 07012-1255
Document Number0000051641
Instrument DateNov 4, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 LORRAINE DR CLIFTON NJ 070121255, CLIFTON, NJ 07012-1255

Mortgage

Document Number0000051641
DateNov 13, 2019
Book Page015819/000075
Instrument51641
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 12, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateDec 19, 2018
Property Address44 LORRAINE DR, CLIFTON, NJ 07012-1255
Document Number0000057359
Book / Page003476 / 000280
Instrument DateNov 30, 2018
Instrument57359
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 LORRAINE DR CLIFTON NJ 070121255, CLIFTON, NJ 07012-1255

Mortgage

Document Number57360
DateDec 19, 2018
Book Page015334/000278
Instrument57360
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 44 Lorraine Dr was $9,089, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityClifton City
Unified School DistrictClifton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,300 (-) Land $87,600 Building $60,700$148,300 (-) Land $87,600 Building $60,700
2025$9,089.00 (+3.25%)$148,300 Land $87,600 Building $60,700$148,300 Land $87,600 Building $60,700
2024$8,803.00
2023$148,300 Land $87,600 Building $60,700$148,300 Land $87,600 Building $60,700
2022$8,467.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 44 Lorraine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 44 Lorraine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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