Passaic County and Clifton City property record for 39 Lorraine Dr, Clifton, NJ 07012
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 1959 |
| Lot Size | 0.116 acres (5,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,000 (Jun 2021) |
| Tax Bill | $11,565 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00050-05-00033 |
| Primary APN | 02-00050-05-00033 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,456 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,049 sqft (0.116 acres) |
| Lot Dimensions | 99 ft deep x 51 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200050500033 |
|---|---|
| Street Address | 39 LORRAINE DR |
| City | CLIFTON |
| State | NJ |
| Zip | 07012-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A3 |
| Legal Subdivision | LUNDSTED GARDENS |
| Legal Block | 50.5 |
| Legal Lot Number | 33 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 124404 |
39 Lorraine Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI FM HM LOANS |
| Jun 4, 2019 | Grant Deed, Transfer · Conventional with PMI FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Document Number | 202139348 |
| Deed Book / Page | 4059 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 14, 2021 |
| Property Address | 39 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Document Number | 0000039348 |
| Book / Page | D4059 / 246 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021039348 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Title Company | PRESTIGE TITLE AGENCY NOS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,921.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4900 NW 5TH AVE, 4900, BOCA RATON, FL 33431-4608 |
| Name | Verified Name |
|---|---|
| Address | 39 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Document Number | 0000039349 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021039349 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 39 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Document Number | 0000009746 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | JODA ABSTRACT LLC, JODA ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 39 LORRAINE DR CLIFTON NJ 070121243, CLIFTON, NJ 07012-1243 |
| Document Number | 0000009746 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 016020/000216 |
| Instrument | 9746 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 4, 2019 |
| Property Address | 39 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Document Number | 0000023567 |
| Book / Page | 003589 / 000017 |
| Instrument Date | May 15, 2019 |
| Instrument | 23567 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 LORRAINE DR CLIFTON NJ 070121243, CLIFTON, NJ 07012-1243 |
| Document Number | 23568 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 015541/000266 |
| Instrument | 23568 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2049 |
The 2025 property tax bill for 39 Lorraine Dr was $11,565, up 3.2% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,700 (-) Land $87,600 Building $101,100 | $188,700 (-) Land $87,600 Building $101,100 | |
| 2025 | $11,565.00 (+3.25%) | $188,700 Land $87,600 Building $101,100 | $188,700 Land $87,600 Building $101,100 |
| 2024 | $11,201.00 | ||
| 2023 | $188,700 Land $87,600 Building $101,100 | $188,700 Land $87,600 Building $101,100 | |
| 2022 | $10,774.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 39 Lorraine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 39 Lorraine Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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