Passaic County and Clifton City property record for 31 Lorraine Dr, Clifton, NJ 07012
| Property Type | Single Family Home |
|---|---|
| Details | 1,308 sqft · built 1959 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Nov 2021) |
| Tax Bill | $10,695 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00050-05-00035 |
| Primary APN | 02-00050-05-00035 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,308 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200050500035 |
|---|---|
| Street Address | 31 LORRAINE DR |
| City | CLIFTON |
| State | NJ |
| Zip | 07012-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A3 |
| Legal Block | 50.5 |
| Legal Lot Number | 35 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 124404 |
31 Lorraine Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 12, 2021 | Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Sep 12, 2019 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on File |
| Deed Sale | Nov 12, 2021 · Amount on File |
| Prior Sale | Sep 12, 2019 · Amount on File |
| Deed Document Number | 202170988 |
| Deed Book / Page | 4176 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 31 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | BROWNSTONE ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000053606 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | M16527/249 |
| Instrument | 2020053606 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 12, 2021 |
| Property Address | 31 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Document Number | 0000070988 |
| Book / Page | D4176 / 200 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2021070988 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,117.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 NUGENT DR, 60, CLIFTON, NJ 07012-1716 |
| Name | Verified Name |
|---|---|
| Address | 31 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Document Number | 0000070989 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021070989 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 12, 2019 |
| Property Address | 31 LORRAINE DR, CLIFTON, NJ 07012-1243 |
| Document Number | 0000040620 |
| Book / Page | 003653 / 000238 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 40620 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 LORRAINE DR CLIFTON NJ 070121243, CLIFTON, NJ 07012-1243 |
| Document Number | 40621 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 015707/000179 |
| Instrument | 40621 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
The 2025 property tax bill for 31 Lorraine Dr was $10,695, up 3.3% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,500 (-) Land $87,500 Building $87,000 | $174,500 (-) Land $87,500 Building $87,000 | |
| 2025 | $10,695.00 (+3.25%) | $174,500 Land $87,500 Building $87,000 | $174,500 Land $87,500 Building $87,000 |
| 2024 | $10,358.00 | ||
| 2023 | $174,500 Land $87,500 Building $87,000 | $174,500 Land $87,500 Building $87,000 | |
| 2022 | $9,963.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 31 Lorraine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 31 Lorraine Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures