44 Highland St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 44 Highland St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,187 sqft · built 1900
Lot Size	0.522 acres (22,730 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2011)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Aug 2021 Refinance May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0052 B:0093 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0052 B:0093 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,187 sqft Living Area
Gross Area	1,492 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	22,730 sqft (0.522 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	44 HIGHLAND ST
City	TOWNSEND
State	MA
Zip	01469-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	93
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3008
Census Tract	301101

Owner

44 Highland St is owned and occupied by an individual who bought it in June 2011.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	44 HIGHLAND ST, TOWNSEND, MA 01469-1062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNSEND TOWN OF
May 23, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2011 · Amount on File
Deed Sale	Jun 17, 2011 · Amount on File
Deed Document Number	201110
Deed Book / Page	57001 / 96
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	44 HIGHLAND ST, TOWNSEND, MA 01469-1062
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78501-285
Date	Aug 19, 2021
Book Page	78501/285
Instrument	185584

Lender

Name	TOWNSEND TOWN OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	44 HIGHLAND ST, TOWNSEND, MA 01469-1062
Document Number	71072-515
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HIGHLAND ST TOWNSEND MA 014691062, TOWNSEND, MA 01469-1062

Mortgage

Document Number	71072-515
Date	May 30, 2018
Book Page	071072/000515
Instrument	75399

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 44 Highland St was $3,982, up 2.3% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+2.26%)	$289,600 (+7.98%) Land $103,700 Building $185,900	$312,170 (-)
2025	$3,894.00 (+3.07%)	$268,200 (+2.29%) Land $91,200 Building $177,000	$312,170 (+8.7%)
2024	$3,778.00 (+6.66%)	$262,200 (+12.97%) Land $91,200 Building $171,000	$287,185
2023	$3,542.00	$232,100 Land $83,000 Building $149,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Highland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Highland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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