40 Highland St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 40 Highland St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,964 sqft · built 1968
Lot Size	0.272 acres (11,840 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Mar 2007)
Tax Bill	$5,071 (2026)
Deeds & Mortgages	Mar 2022 Refinance May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0052 B:0090 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0052 B:0090 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	3,651 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,840 sqft (0.272 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 HIGHLAND ST
City	TOWNSEND
State	MA
Zip	01469-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	90
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3008
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	40 HIGHLAND ST, TOWNSEND, MA 01469-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2007 · Amount on Record
Deed Sale	Mar 13, 2007 · Amount on Record
Last Transfer Date	Mar 16, 2022
Transfer Doc	079896-189
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Mar 29, 2022
Property Address	40 HIGHLAND ST, TOWNSEND, MA 01469-1062
Document Number	079896-185
Book / Page	79896 / 185
Instrument Date	Mar 16, 2022
Instrument	47091
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HIGHLAND ST, TOWNSEND, MA 01469-1062

Mortgage

Document Number	079896-189
Date	Mar 29, 2022
Book Page	79896/189
Instrument	47092

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	40 HIGHLAND ST, TOWNSEND, MA 01469-1062
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77743-175
Date	May 11, 2021
Book Page	77743/175
Instrument	106937

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,071.00 (+1.79%)	$368,800 (+7.49%) Land $101,000 Building $265,300	$383,610 (-)
2025	$4,982.00 (+3.49%)	$343,100 (+2.69%) Land $88,900 Building $254,200	$383,610 (+15.37%)
2024	$4,814.00 (+7.77%)	$334,100 (+14.14%) Land $88,900 Building $245,200	$332,500
2023	$4,467.00	$292,700 Land $80,800 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1987–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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