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44 E Charles Dr, Northlake (Melrose Park), IL 60164 Property Records

Cook County property record for 44 E Charles Dr, Northlake, IL 60164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,910 sqft · built 1950
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Dec 2024)
Tax Bill$7,453 (2023)
Deeds & MortgagesOct 2018 Mortgage
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN12-32-314-016

Property Details

APN / Parcel Number

Primary APN12-32-314-016
Alternative APN
  • 12-32-314-016-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,910 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address44 E CHARLES DR
CityNORTHLAKE
StateIL
Zip60164-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(MIDLAND) DEVELOPMENT COS (NORTHLAKE) VILLAGE (UNIT3) SUB OF PT SH SEC 32-40-12
Legal Range12E
Legal Township40N
Legal Section32
Legal SubdivisionMIDLAND DEVELOPMENT COS NORTHLAKE VILLAG
Legal Block12
Legal Lot Number15
Legal Unit3
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group4
Census Block4018
Census Tract811800

Owner

44 E Charles Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address44 E CHARLES DR, NORTHLAKE, IL 60164-2212
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2018Grant Deed, Transfer · FHA Mortgage
LEADERONE FIN'L
Nov 6, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Prior SaleOct 16, 2018
Deed Document Number202430128
Prior Transfer DateSep 12, 1997
Prior Transfer Doc0000000922
Record UpdatedOct 29, 2026

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateOct 16, 2018
Property Address44 E CHARLES DR, NORTHLAKE, IL 60164-2212
Document Number1828942067
Instrument DateSep 24, 2018
Instrument28942067
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyLAKELAND TITLE SERVICES

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2938 SANDRA AVE MELROSE PARK IL 601641073, MELROSE PARK, IL 60164-1073

Mortgage

Document Number1828942068
DateOct 16, 2018
Instrument28942068
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 15, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateNov 6, 2017
Property Address44 E CHARLES DR, NORTHLAKE, IL 60164-2212
Document Number1731018096
Instrument DateAug 21, 2014
Instrument31018096
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityNorthlake City
Elementary School DistrictBerkeley School District 87 (PK - 08)
Secondary School DistrictLeyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,000 Land $4,620 Building $38,380$430,000 Land $46,200 Building $383,800
2023$7,453.00 (-19.86%)
2022$9,300.00$25,000 Land $3,780 Building $21,220$250,000 Land $37,800 Building $212,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 E Charles Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims74 (1979–2020)
Claims Outside the SFHA5 of 74
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 15 claims
  • Severe Storms And Flooding, Jul 2010 · 32 claims
  • Severe Storms & Flooding, Aug 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 E Charles Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHLAKE
serves 12,840 people · EPA ID IL0314710
Water SourcePurchased surface water from MELROSE PARK
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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