32 E Charles Dr, Northlake (Melrose Park), IL 60164 Property Records

Cook County property record for 32 E Charles Dr, Northlake, IL 60164

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1952
Lot Size0.185 acres (8,040 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Mar 1999)
Tax Bill$5,850 (2023)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN12-32-314-013

Property Details

APN / Parcel Number

Primary APN12-32-314-013
Alternative APN
  • 12-32-314-013-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1953
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,040 sqft (0.185 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address32 COUNTRY CLUB DR
CityMELROSE PARK
StateIL
Zip60164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(MIDLAND) DEVELOPMENT COS (NORTHLAKE) VILLAGE (UNIT3) SUB OF PT SH SEC 32-40-12
Legal Range12E
Legal Township40N
Legal Section32
Legal SubdivisionMIDLAND DEVELOPMENT COS NORTHLAKE VILLAG
Legal Block12
Legal Lot Number18
Legal Unit3
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group4
Census Block4018
Census Tract811800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address32 E CHARLES DR, NORTHLAKE, IL 60164-2212
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 1999 · Amount on Record
Deed SaleMar 23, 1999 · Amount on Record
Deed Document Number1999905
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address32 E CHARLES DR, NORTHLAKE, IL 60164-2212
Document Number1926840015
Instrument DateSep 14, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 E CHARLES DR NORTHLAKE IL 601642212, NORTHLAKE, IL 60164-2212

Mortgage

Document Number1926840015
DateSep 25, 2019
Instrument26840015
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityNorthlake City
Elementary School DistrictBerkeley School District 87 (PK - 08)
Secondary School DistrictLeyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,000 (-) Land $4,422 Building $16,578$210,000 (-) Land $44,220 Building $165,780
2023$5,850.00 (-6.92%)
2022$6,285.00 Homeowner's exemption$21,000 Land $3,618 Building $17,382$210,000 Land $36,180 Building $173,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims74 (1979–2020)
Claims Outside the SFHA5 of 74
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 15 claims
  • Severe Storms And Flooding, Jul 2010 · 32 claims
  • Severe Storms & Flooding, Aug 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHLAKE
serves 12,840 people · EPA ID IL0314710
Water SourcePurchased surface water from MELROSE PARK
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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