Cook County property record for 56 E Charles Dr, Northlake, IL 60164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,456 sqft · built 1942 |
| Lot Size | 0.167 acres (7,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,333 (Sep 1993) |
| Tax Bill | $7,109 (2023) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-32-314-019 |
| Primary APN | 12-32-314-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,456 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,260 sqft (0.167 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 56 E CHARLES DR |
|---|---|
| City | NORTHLAKE |
| State | IL |
| Zip | 60164-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MIDLAND) DEVELOPMENT COS (NORTHLAKE) VILLAGE (UNIT3) SUB OF PT SH SEC 32-40-12 |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 32 |
| Legal Subdivision | MIDLAND DEVELOPMENT COS NORTHLAKE VILLAG |
| Legal Block | 12 |
| Legal Lot Number | 12 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 811800 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56 E CHARLES DR, NORTHLAKE, IL 60164-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 30, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 1993 · Amount on Record |
| Deed Sale | Sep 27, 1993 · Amount on Record |
| Deed Document Number | 1993146 |
| Last Transfer Date | May 8, 1998 |
| Transfer Doc | 0000000161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 56 E CHARLES DR, NORTHLAKE, IL 60164-2212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 56 E CHARLES DR, NORTHLAKE, IL 60164-2212 |
| Document Number | 0007120065 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2407120065 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.45% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 56 E CHARLES DR, NORTHLAKE, IL 60164-2212 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 56 E CHARLES DR, NORTHLAKE, IL 60164-2212 |
| Document Number | 0012012048 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2112012048 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Apr 25, 2027 |
| Rate | 2.84% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | Northlake City |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 (+33.33%) Land $3,993 Building $28,007 | $320,000 (+33.33%) Land $39,930 Building $280,070 | |
| 2023 | $7,109.00 (-7.13%) | ||
| 2022 | $7,655.00 Homeowner's exemption | $24,000 Land $3,267 Building $20,733 | $240,000 Land $32,670 Building $207,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1979–2020) |
| Claims Outside the SFHA | 5 of 74 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHLAKE serves 12,840 people · EPA ID IL0314710 |
|---|---|
| Water Source | Purchased surface water from MELROSE PARK |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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