Cherokee County property record for 44 Derby Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,176 sqft Heated Area |
| Lot Size | 44,431 sqft (1.02 acres) |
| Primary APN | 447900498602000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,176 sqft Heated Area |
| Basement Area | 1,176 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 44,431 sqft (1.02 acres) |
| Depth X Width | 270 ft x 166 ft Depth x Width |
| Patio Area | 336 sqft Patio |
| Porch | Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 39202 |
|---|---|
| Street Address | 44 DERBY LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-6091 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4B BLK B WELLS LAKE EST B/138A D/23A |
| Legal Subdivision | WELLS LAKE EST |
| Legal Block | B |
| Legal Lot Number | 3,4B |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 447900498602000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7712 ROZZINI LN, NAPLES, FL 34114-2677 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2019 |
| Deed Sale | Jul 01, 2019 |
| Prior Sale | Jan 10, 2014 · Amount on Record |
| Deed Doc Number | 0000044080 |
| Prior Transfer Date | Feb 27, 2014 |
| Prior Transfer Doc | 0684 |
| Record Refreshed | Jun 08, 2026 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $164,390 (-) | $164,390 (-) Land $56,000 Building $108,390 |
| 2023 | $164,390 | $164,390 Land $56,000 Building $108,390 |
44 Derby Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 67th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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