Cherokee County property record for 116 Derby Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,064 sqft · built 1995 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $210,000 (Jul 2014) |
| Tax Bill | $1,073 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 447900497280000 |
| Primary APN | 447900497280000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,064 sqft Heated Area |
| Gross Area | 1,486 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.639 acres) |
| Lot Dimensions | 177 ft deep x 30 ft wide |
| Deck Area | 422 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 58055 |
|---|---|
| Street Address | 116 DERBY LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-6088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT O BLK B WELLS LAKE EST 1492/1007 |
| Legal Subdivision | WELLS LAKE EST |
| Legal Block | B |
| Legal Lot Number | O |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 930604 |
Source: Cherokee County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 409 LATIMER ST, WOODSTOCK, GA 30188-5039 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2014 · Amount on Record |
| Deed Sale | Jul 3, 2014 · Amount on Record |
| Prior Sale | Jul 3, 2014 · Amount on Record |
| Deed Document Number | 01492/1007 |
| Deed Book / Page | 1492 / 1007 |
| Last Transfer Date | Jul 22, 2022 |
| Transfer Doc | 0001717/50 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 22, 2022 |
| Property Address | 116 DERBY LN, MURPHY, NC 28906-6088 |
| Document Number | 0001717/50 |
| Book / Page | 1717 / 50 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 4847 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 LATIMER ST, WOODSTOCK, GA 30188-5039 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 409 LATIMER ST, WOODSTOCK, GA 30188-5039 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,073.00 | $150,050 (-) | $150,050 (-) Land $56,000 Building $94,050 |
| 2023 | $150,050 | $150,050 Land $56,000 Building $94,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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