23 Derby Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 23 Derby Ln, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage980 sqft Heated Area
Lot Size44,867 sqft (1.03 acres)
GarageCarport
Last Sale$238,500 (2025)
Tax Bill$783.00 (2025)

Property Details

APN / Parcel Number

Primary APN447900590762000
Alternative APN
  • 48851

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area980 sqft Heated Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialWood Exterior
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area44,867 sqft (1.03 acres)
Depth X Width198 ft x 254 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area392 sqft Carport
Deck Area240 sqft Deck
PorchOpen Porch
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number48851
Street Address23 DERBY LN
CityMURPHY
StateNC
Zip28906-6091
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE WELLS SUB 738/79
Legal SubdivisionLAKE WELLS SUB
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup1
Census Block1036
Census Tract930604

Owner

Source: Cherokee County records · APN 447900590762000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8866 W RIVERWOOD DR, CRYSTAL RIVER, FL 34428-7171
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 21, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2025 · Amount on Record
Deed SaleMay 13, 2025 · Amount on Record
Prior SaleNov 21, 2018 · Amount on Record
Deed Doc Number2127
Deed Book / Page1777 / 1261
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address23 DERBY LN, MURPHY, NC 28906-6091
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1659/224
DateOct 06, 2020
Book Page1659/224
Instrument5662
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2040

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 21, 2018
Property Address23 DERBY LN, MURPHY, NC 28906-6091
Document Number01601/0246
Book / Page01601 / 0246
Instrument DateNov 05, 2018
Instrument05624
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1056 WINTERHAWK DR, 1056, SAINT AUGUSTINE, FL 32086-5575

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 DEERFIELD AVE, WATERBURY, CT 06708-1327

Mortgage

Document Number05625
DateNov 21, 2018
Instrument05625
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$783.00$105,930 (-)$105,930 (-) Land $15,000 Building $90,930
2023$105,930$105,930 Land $15,000 Building $90,930

Nearby Properties on Derby Ln

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