44 Cache River Cir, Sacramento, CA 95831 Property Records

Sacramento County property record for 44 Cache River Cir, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1983
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Feb 2011)
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`031-0641-012-0000`

Property Details

APN / Parcel Number

Primary APN	`031-0641-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	44 CACHE RIVER CIR
City	SACRAMENTO
State	CA
Zip	95831-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVERBEND COMMONS, LOT 136
Legal Subdivision	RIVERBEND COMMONS
Legal Lot Number	136
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	4008

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 4, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LNDG
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Jun 1, 2018	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2011 · Amount on Record
Deed Sale	Feb 10, 2011 · Amount on Record
Prior Sale	Mar 28, 1995 · Amount on Record
Deed Book / Page	20110210 / 783
Prior Transfer Date	Feb 8, 2006
Prior Transfer Doc	0000000778
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2026
Property Address	44 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Document Number	2026000436
Book / Page	20260407 / 436
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	44 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755

Mortgage

Document Number	2026000436,
Date	Apr 7, 2026
Book Page	20260407/436

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	44 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755

Mortgage

Document Number	0000000911
Date	Apr 4, 2022
Instrument	2022040400911

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	44 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Document Number	2011171941
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 CACHE RIVER CIR SACRAMENTO CA 958313755, SACRAMENTO, CA 95831-3755

Mortgage

Document Number	2011171941
Date	Nov 17, 2020
Instrument	2011171941

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	44 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Document Number	1910011528
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	PREMIUM TITLE/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 CACHE RIVER CIR SACRAMENTO CA 958313755, SACRAMENTO, CA 95831-3755

Mortgage

Document Number	1910011528
Date	Oct 1, 2019
Instrument	1910011528

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	44 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Document Number	1806060925
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 CACHE RIVER CIR SACRAMENTO CA 958313755, SACRAMENTO, CA 95831-3755

Mortgage

Document Number	1806060925
Date	Jun 6, 2018
Instrument	1806060925

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$286,173 (+2%) Land $104,536 Building $181,637
2025	$3,557.00 (+1.4%)	$280,563 (+4.04%) Land $102,487 Building $178,076
2024	$3,508.00 (+2.6%)
2023	$3,419.00 (+1.3%)	$269,670 Land $98,508 Building $171,162
2022	$3,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	147 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Succeed.Net.

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