40 Cache River Cir, Sacramento, CA 95831 Property Records

Sacramento County property record for 40 Cache River Cir, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 1983
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`031-0641-011-0000`

Property Details

APN / Parcel Number

Primary APN	`031-0641-011-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 CACHE RIVER CIR
City	SACRAMENTO
State	CA
Zip	95831-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVERBEND COMMONS, LOT 137
Legal Subdivision	RIVERBEND COMMONS
Legal Lot Number	137
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	4008

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 13, 2001
Transfer Doc	2001001058
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	40 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Document Number	2012171629
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CACHE RIVER CIR SACRAMENTO CA 958313755, SACRAMENTO, CA 95831-3755

Mortgage

Document Number	2012171629
Date	Dec 17, 2020
Instrument	2012171629

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	40 CACHE RIVER CIR, SACRAMENTO, CA 95831-3755
Document Number	1809270099
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CACHE RIVER CIR SACRAMENTO CA 958313755, SACRAMENTO, CA 95831-3755

Mortgage

Document Number	1809270099
Date	Sep 27, 2018
Instrument	1809270099

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$172,092 (+2%) Land $48,577 Building $123,515
2025	$2,184.00 (+1.44%) Homeowner's exemption	$168,719 (+4.04%) Land $47,625 Building $121,094
2024	$2,153.00 (+2.82%)
2023	$2,094.00 (+1.11%) Homeowner's exemption	$162,170 Land $45,777 Building $116,393
2022	$2,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	147 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Succeed.Net.

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