43W320 Smith Rd, Elburn, IL 60119 Property Records

Kane County property record for 43W320 Smith Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	6.15 acres (267,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2022)
Tax Bill	$11,376 (2025)
Deeds & Mortgages	Sep 2022 Sale Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-17-400-008`

Property Details

APN / Parcel Number

Primary APN	`11-17-400-008`

Exterior

Lot Area	267,894 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	43W320 SMITH RD
City	ELBURN
State	IL
Zip	60119-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE SW1/4 OF THE SE1/4 OF SEC 17-39-7
Legal Range	07
Legal Township	39
Legal Section	17
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2010
Census Tract	854507

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43W320 SMITH RD, ELBURN, IL 60119-9639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jun 12, 2013 · Amount on Record
Deed Document Number	202246984
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 21, 2022
Property Address	43W320 SMITH RD, ELBURN, IL 60119-9639
Document Number	0000046984
Instrument Date	Aug 5, 2022
Instrument	2022K046984
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	211 N LARCH AVE, ELMHURST, IL 60126-2898

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	43W320 SMITH RD, ELBURN, IL 60119-9639
Document Number	0000030855
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43W320 SMITH RD ELBURN IL 601199639, ELBURN, IL 60119-9639

Mortgage

Document Number	0000030855
Date	Jun 12, 2020
Instrument	30855

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,376.00 (+26.04%) Homeowner's exemption	$158,370 (+8.89%) Land $44,431 Building $113,939	$475,300 (+8.89%) Land $133,346 Building $341,954
2024		$145,441 (+35.53%) Land $40,804 Building $104,637	$436,498 (+35.59%) Land $122,461 Building $314,037
2022	$9,026.00 (+3.32%) Homeowner's exemption	$107,310 (+4.48%) Land $33,799 Building $73,511	$321,930 (+4.48%) Land $101,397 Building $220,533
2021	$8,736.00 Homeowner's exemption	$102,709 Land $32,350 Building $70,359	$308,127 Land $97,050 Building $211,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Blast Communications, Mediacom Xtream.

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