43W231 Smith Rd, Elburn, IL 60119 Property Records

Kane County property record for 43W231 Smith Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,373 sqft · built 1976
Lot Size	1.01 acres (44,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Sep 2020)
Tax Bill	$10,237 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-17-476-001`

Property Details

APN / Parcel Number

Primary APN	`11-17-476-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,373 sqft Living Area
Gross Area	2,374 sqft
Basement Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Metal
Lot Area	44,100 sqft
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	183 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	43W231 SMITH RD
City	ELBURN
State	IL
Zip	60119-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MODEL CUSTOM
Legal Subdivision	DENNYHILLS MDWS 01
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1013
Census Tract	854506

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43W231 SMITH RD, ELBURN, IL 60119-9065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	202050438
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 3, 2020
Property Address	43W231 SMITH RD, ELBURN, IL 60119-9065
Document Number	0000050438
Instrument Date	Aug 19, 2020
Instrument	2020K050438
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 S LA SALLE ST # ST2750, 10, CHICAGO, IL 60603-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42W231 SMITH ROAD, ELBURN, IL 60119

Mortgage

Document Number	0000050439
Date	Sep 3, 2020
Instrument	2020K050439

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,237.00 (+23.17%) Homeowner's exemption	$143,318 (+8.89%) Land $24,416 Building $118,902	$430,126 (+8.89%) Land $73,277 Building $356,849
2024		$131,618 (+32.56%) Land $22,423 Building $109,195	$395,012 (+32.61%) Land $67,296 Building $327,716
2022	$8,311.00 (+3.34%) Homeowner's exemption	$99,289 (+4.48%) Land $18,573 Building $80,716	$297,867 (+4.48%) Land $55,719 Building $242,148
2021	$8,042.00 Homeowner's exemption	$95,032 Land $17,777 Building $77,255	$285,096 Land $53,331 Building $231,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20