42W927 Smith Rd, Elburn, IL 60119 Property Records

Kane County property record for 42W927 Smith Rd, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,696 sqft
Lot Size1.5 acres (65,340 sqft)
Owner2 Company Names on File
Tax Bill$9,451 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-16-351-021

Property Details

APN / Parcel Number

Primary APN11-16-351-021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,696 sqft Living Area
Basement Area1,696 sqft

Exterior

Exterior MaterialCombination
Lot Area65,340 sqft
Garage Area564 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address42W927 SMITH RD
CityELBURN
StateIL
Zip60119-9066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PT OF THE SW 1/4 OF SEC 16-39-7 AS DESC IN DOC 2008K085010
Legal Range07
Legal Township39
Legal Section16
Legal Block1
Legal Lot Number1 & P
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group1
Census Block1015
Census Tract854506

Owner

42W927 Smith Rd is owned by a company that acquired it in November 2008 and is owner-occupied.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address42W927 SMITH RD, ELBURN, IL 60119-9066
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 10, 2008
Transfer Doc0000085010
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address42W927 SMITH RD, ELBURN, IL 60119-9066
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFOX TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030902
DateJul 17, 2019
Instrument2019K030902
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 42W927 Smith Rd was $9,451 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,451.00 Homeowner's exemption Senior Citizen's exemption$140,919 (+8.89%) Land $32,812 Building $108,107$422,926 (+8.89%) Land $98,475 Building $324,451
2024$129,414 Land $30,133 Building $99,281$388,397 Land $90,435 Building $297,962
2022$7,996.00 (+3.62%) Homeowner's exemption$100,749 (+4.48%) Land $24,960 Building $75,789$302,247 (+4.48%) Land $74,880 Building $227,367
2021$7,717.00 Homeowner's exemption$96,429 Land $23,890 Building $72,539$289,287 Land $71,670 Building $217,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42W927 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42W927 Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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